Professional Indemnity and Liability Insurance

Benefits of professional indemnity insurance

2009-04-05T23:42:00.001-11:00

Professional indemnity insurance is an effective instrument that protects professionals and advisors from any kind of third-party claims. For example, a client suffers a monetary loss due to the outcome of an alleged error, negligence or omission, a professional indemnity insurance policy is capable of meeting damages payable to the client. Thus, a professional indemnity policy is important to enjoy a trouble-free professional practice.

What makes a PI insurance policy popular is risk covered in it. A wide variety of different professionals can take the policy and run the risk of being exposed to liabilities that may hamper the day-to-day working. Whether you work as a doctor, engineer, lawyer, broker, architect, translator or any other professional, a good quality PI insurance policy can be a boon for all.
A professional indemnity insurance policy covers professionals from:

Negligence
Loss of Document/Data
Intellectual Property Rights
Libel & Slender
Error or Omission

Which Type of Liability Insurance for Your Business

2009-03-22T20:19:00.001-11:00

From lawyers to physicians, the individuals involved in advising business are prone to mistakes, which can lead to different types of losses for their clients. General liability insurance can only protect the advisory firms against property damage or bodily losses. However, the professional liability insurance can extend its support to these advisors in situations like infringements, negligence and imprecise advices given to the clients.

For instance, if you are a lawyer and one of your clients bear financial losses due to your negligence, it can’t be covered by general liability insurance. For such situations, you need to protect your business using professional liability insurance covers. Other businesses eligible for this type of insurance cover include software and web development, architecture, accountancy, real estate brokerage and so on. As you can see, all these businesses are associated with advising the clients or designing products for them and thus, require to be covered by this special insurance cover.

Professional Indemnity plans- Where and when to start?

2009-03-06T21:35:00.002-11:00

Professional indemnity is indeed a requirement for any professional (independent or in an organization). So, you are well-aware of the advantages of having PI insurance and are now, on a lookout for an execution plan of sorts!

When?

The right time to opt for professional indemnity insurance is from the day you are hired or are responsible for a particular work. So, it’s not the day you get your salary, but the day from which you are eligible for your salary or earning!

Where?

Professional indemnity insurance cover can be easily purchased online these days. There are a wide number of options when it comes to the indemnity insurance and hiring an agent may help you in finding the best deal for yourself. You could do the work all by yourself if you have enough time in hand.

So, have a good research done on PI insurance, buy the best bet for you and ensure a safe career!

Professional indemnity insurance – for all your professional needs

2009-02-24T18:34:00.001-11:00

Professional indemnity insurance, commonly known as indemnity insurance, is generally the special policy that provides monetary coverage for the professional practitioners. The need of professional indemnity arises when the customers claim against the professional practitioner with the charges of negligence, libel, dishonesty, fraud or defamation.

Professional indemnity insurance simply ensures that you get optimum cover at the time of emergency. It provides different benefits to the professionals and some of these benefits are listed below:

This insurance covers all the costs of fixing your mistakes so as to avoid unwanted huge amounts of claims.

The professional indemnity insurance also provides protection to your personal assets that usually get attached while paying off the compensation claims of the second party in case they have suffered any loss of intellectual property rights of theft.

Even when any dispute has occurred between you and the other party, you are provided a complete assistance in order to get out of the dispute at the earliest.
Therefore, professional indemnity insurance can save your professional life in the best possible way.

Buying Professional Indemnity Insurance

2009-02-19T18:51:00.003-11:00

Professional Indemnity insurance is a form of insurance coverage that saves the interests of a professionals against any kind of claim due to the client’s financial loss occurred due to negligence. Buying Professional indemnity insurance coverage is very much beneficial and it is advisable for professionals working in consultancy domain. The financial loss claimed by the client caused by the advice or consultancy by the professional will be paid by the insurance company. You do not have to lose anything.

In case you face any kind of financial claim, the claim money will be paid by the insurance company. Professional indemnity insurance coverage is most of the time offered as a business insurance policy. While buying the insurance coverage, you must do your own research. Search for the best deals by comparing the quotes offered by various insurance companies.

Availability of low cost professional indemnity insurance cover

2009-01-29T20:30:00.001-11:00

Indemnity insurance can be rightly called as the savior of the professionals working for varied business sectors as an advisor or a consultant.

Be it accounts, management consultancy, medical practice, nursing, engineering, design or law, professional indemnity insurance is the need of an hour for every expert of the field. It is so because this insurance safeguards these professionals from any unforeseen event or legal claim that may come as compensation by their business clients. The legal claims may pertain to their negligent performance or fault advice regarding some important matter that makes the client to suffer huge losses and misery.

The low cost indemnity insurance covers for all the financial catastrophes that the concerned professional may have to suffer when a claim is made against him. The risk coverage of the insurance is dependant on the nature of the work of the professional and his specific requirements. Additional coverage can also be opted for to enlarge the expanse of the policy opted for.

Indemnity Insurance – ensuring that you do your work minus any tension

2009-01-12T22:55:00.001-11:00

Nobody wants to face expensive and time consuming litigation to solve professional disputes with clients. Especially so in the times of global recession! An indemnity insurance policy covers up your professional mistakes and offers you the much needed cover from litigations filed by your client/s. Professional indemnity insurance provides compensation for damages caused by an error committed out of your negligence.

So while it is difficult to totally eliminate the occurrence of errors, omissions or mistakes from one’s professional life, indemnity insurance lets a professional to continue working freely without wasting time on thinking about legal hassles.

However, while choosing the indemnity insurance and insurer, you should see whether the policy fulfills your requirements; touches to your area of expertise; and offers detail information on the essentials like insurance cover, procedures to obtain the policy, payment modes, and premium rates.

Indemnity insurance also suits the individuals who have their own businesses or are self-employed. These policies help you to tide over unexpected and unplanned incidents and claims.

If many who regarded indemnity insurance as a needless expenditure and have ultimately ended up with some claim slapped on them, a smart professional like you would take due concern to stay away from harm’s way.

What is a Professional indemnity insurance cover?

2009-01-05T21:25:00.002-11:00

Professional indemnity insurance also known as PII is a popular type of insurance cover. Professional indemnity insurance is a type of no-fee solicitor service that makes people aware of their rights to redress if they suffer from a financial injury due to someone else's mistake.

Professional indemnity insurance also helps a person to protect himself or herself against claims of financial injury by someone else. The insurance pays any legal costs which happen when a person defends against such a claim an action.

The financial injury cases can be really long, expensive and stressful affairs. In some cases the fees can actually be hundreds of thousands of pounds or more. This can be really troublesome for a company in financial terms.

So it is better for a company to go for a Professional indemnity insurance cover.

Business Insurance

2008-12-29T19:21:00.002-11:00

A business involves a lot of risks especially if it has been established recently. Any loss in the business affects many people associated with business. Before associating themselves with the business, customers often ask if the business is insured against any loss as they generally don’t want to take any risk. If a business which is not insured causes any damage to other people, they are responsible and hence liable for the same.

In UK almost every business goes for Public Liability Insurance. Like this a business is not liable to make the payment in case any damage is caused to the public by any means by the business.

Professional indemnity insurance sets you free to provide any advice without having a risk of making payment due to loss caused by advice given by you.

Insurance for employers is must as they are at higher risk. Employers liability insurance protects an employer in case an employee falls ill or is injured during working hours.

Professional Indemnity Insurance

2008-12-21T22:13:00.001-11:00

Are you into a profession that requires you to offer your knowledge and advices to people? If your answer is yes then, you should start thinking about buying affordable professional indemnity insurance policy that covers you in case of any major financial loss.

Professional indemnity insurance is an insurance cover that indemnifies professionals against any kind of loss, error and omission caused to clients during the course of services rendered to them.

In today’s litigious society, professional insurance is become a necessity. In many countries including UK and Australia, professionals cannot practice without having adequate insurance cover.

Internet is the best medium to get reliable professional indemnity insurance policies. You can visit websites of various insurance providers, compare their premium rates and then, make a final decision to get the best cover.

Professional Indemnity Insurance – covering every professionals

2008-12-15T00:05:00.001-11:00

Professional Indemnity (PI) Insurance is the insurance designed to give financial protection to a broad array of professionals, when dissatisfied clients make third party claims. However proficient a professional is, there is always jeopardy of carelessness, errors or omissions, leading to reputation-destroying claims. These claims can be for negligence, infringing on broadcasting rights, copyrights or trademarks, slander, libel, breach of contract, duty or confidentiality, loss of data, damage to documents and dishonesty.

If you take out Professional Indemnity Insurance, it is possible to resolve litigations at the beginning itself, prior to worsening of the situation and you can be tension free. When a claim occurs, you must have an active cover. Although PI market is now in a malleable stage, it can become more rigid.

Why is PI insurance essential for clients?

2008-12-08T19:57:00.002-11:00

Professional indemnity insurance is an essential need of every business as PI insurance saves the business in the time of financial crisis incurred by financial claims of the clients made for the losses made by your financial advice. Professional indemnity insurance is required when you are in consulting type of business in the United Kingdom. If in case, the client suffers financial losses due to consultants advise than the PI insurance is utilized by the consultant to pay off for the client’s losses. It is vital to have PI insurance as in most of the cases client make huge monetary claim on the consultant.

The businesses in which professional indemnity insurance is considered must are design consultants, management consultants and information technology consultant. Professional indemnity insurance saves the consultant to spend huge amount on client’s financial losses as most of the client’s take consultant’s advice during or before being in a business. PI insurance will make your client’s feel safe and secured and so you can increase your clientele and can build a repo in the market.

Need of insurance in small businesses

2008-12-01T18:41:00.002-11:00

It is important to cover the small businesses with indemnity insurance as it can save the small businesses against the unexpected financial liabilities that can incur by the businessmen mistakes. The potential claims for which indemnity insurance is must usually comes from customer’s side or general public who are not part of your business but are somehow attached to your business such as in consultation firms, client’s are attached to consultants for taking business advise.

The small businesses should take public liability insurance that can be utilized to pay off claims that can be made in case the business lead damage to public property. The public liability insurance claim will cover even the most substantial claim amount and so is a must have for all kind of small businesses. If you are ever in a consultation business such as information technology consultation business than professional indemnity insurance is a must for you as it can save you from paying off huge claim amount that is made for the client for losses incurred by your advice.

Why Do I Need Professional Indemnity Insurance?

2008-11-24T22:08:00.000-11:00

Professional indemnity insurance is essential for all practicing professionals. Legally, experts like lawyers, accountants and financial advisors must have adequate PI policies before starting their practices. However, other professionals like consultants, engineers, architects, doctors and freelancers often opt for this policy to get a cover to protect themselves against odds. In fact, people engage in small business take PI insurance to ensure safety of their ventures.

Situations that lead to claims:

In their professional careers, experts may come across situations that can prove a real catastrophe. Despite working hard in the desired manner, professionals may be accused of results that cause losses to clients. PI insurance protects from such claims by providing required financial support.

Issues a business may be exposed to include:

Negligence
Dishonesty
Data Theft
Breach of contract

How Much do I Need PI Insurance?

2008-11-17T23:13:00.000-11:00

Taking a professional indemnity insurance policy is a genuine need in today’s transparent life. The risk is too high and a client can ask for a compensation for even a small mistake. An insurance policy comes to your rescue when you find yourself trapped in a financial crunch. Hence, a suitable insurance policy helps you to serve in a risk-free environment.

Every business has is torn requirements. It means a policy suitable for an accountant won’t be suitable for protecting a doctor as their nature of professional is different. Therefore, it is better to take a policy according to individual needs.

Often professionals set a minimum limit of the indemnity that they require. However, insurers also analyse the amount of protection to be required by a professional.

Indemnity Health Insurance Plan

2008-11-13T18:28:00.002-11:00

Litigation is not only expensive but also time consuming and unnecessary when a professional wants to clear up disputes with his/her clients. Also, the reputation and credibility of a professional is always at stake while clearing up issues with the clients. So, why not to find a solution that offers an easy way to settle matters when things go wrong. A professional indemnity insurance policy is the right way to get required protection in case a client asks for a compensation for any kind of loss or damages caused by a professional negligence.

The Necessity:

No professional can eliminate the risk of mistakes, errors or omissions from his/her professional life. Also, with the transparency in work and increased public awareness, clients don’t hesitant to file a lawsuit against their service providers.

Professional Indemnity Insurance- Make a Safe Future

2008-11-05T20:19:00.001-11:00

Professional indemnity insurance is the financial supporter when your company is suffering from unforeseen problems such as damage to property, physical injury to any worker or third party. Professional indemnity insurance protects the business from liabilities arising from the customers due to your negligence or your company employees.

Professional indemnity insurance mainly covers the claim for violation of contract violation of trust, violation of fiduciary duty and perceived dishonesty. Besides this, it also covers legal cost incurred during a legal dispute between your company and the customer. It also handles the claims that are made against your product for being found faulty and harmful by the customer using the product. It provides coverage against the claim of any physical injury that may have occurred to the employee while working in the company. If death of an employee occurs at the work and the family members claim against the company, these claims are also handled by professional indemnity insurance. It covers the loss and damage of the business equipments during transportation.

Thus, professional indemnity insurance is the best financial coverage available when you are suffering from the above foreseen conditions.

Commercial insurance offers a safe method for tackling perils and losses

2008-10-30T20:17:00.002-11:00

Commercial insurance safeguards your property from any kind of probable loss that might come in the way of the smooth running of your business. The protection or cover ensured by these insurances is also called indemnity insurance. Commercial insurance covers a variety of aspects of business that needs protection and therefore it can be categorized into several types.
Credit insurance, one of the most common indemnity insurance, helps in the smooth running of your business when your customers are unable to pay their bills. The cost of legal proceedings that your organization might have to bear in times of any form of legal dispute can be saved through legal expense insurance which covers all the cost involved in the process.
While, public liability insurance protects against any third part claims, the premises insurance act as safeguard against any possible perils regarding office building or equipments which might suffer damages. Business travel insurance covers the losses that you can suffer in any business tour. All these indemnity insurance helps us to tackle any loss that we might suffer in future.

Professional Indemnity Insurance protecting individuals from financial crisis

2008-10-20T20:20:00.001-11:00

Professional indemnity insurance is a kind of insurance cover that provides financial assistance to practicing professionals. The financial cover helps the professional during an event of an error that leads to monetary damages to clients.
Anyone from accountants, lawyers, architects, engineers, consultants to designers can take indemnity insurance policies to eliminate their risks from their professional lives.
A professional should buy a professional indemnity insurance policy mainly for two reasons:
To get an insurance cover that protects a professional from claims made against a company. When a client claims a compensation for the damages caused by the services offered by a professional, an insurance company takes the full responsibility of providing the financial assistance to clients.
Nowadays, many clients insist on having an insurance cover prior to the signing of a contract with a professional.

Indemnity insurance for consultants

2008-10-13T19:45:00.001-11:00

So, you have studied to become a good professional and offer your expert advice to the needy people. Choosing a consultancy profession is not easy. Besides having a good command on your subject area, you need to understand the prevailing market scenario and customers' requirements to offer the best solutions. However, being human only, consultants do face situations that may prove catastrophe for their career. To avoid such embarrassing situations, consultants can take indemnity insurance policies to eliminate the risk of any uncertain and unwanted situation during the course of service rendered to the clients.
Nowadays, consultants can take customized insurance policies from trustworthy insurance providers to minimize the impediments in their job profile.

Professional Indemnity Insurance: important for every professional

2008-10-06T20:40:00.001-11:00

Professional indemnity insurance is a kind of insurance service which protect professionals from any kind of financial crunch that may arise by offering incorrect advice or negligent services to clients. Irrespective of the nature of business you are in, the probability of professional error, omission and negligence cannot be eliminated from the professional life. Also, increasing client expectations and quality of service are compelling professionals to offer only the best.
A professional indemnity insurance policy is a safety cover that protects a professional's business and assets. An insurance policy not only pays for the potential damages but also helps to recover the defending claims as well.

Professional Indemnity Insurance for medical business

2008-09-29T21:21:00.004-11:00

If any of the pharmacists, therapists, nurses and doctors want to enter the medical business then the first thing to do before entering the business is to buy professional indemnity insurance or else you might land up spending more then what you earn. Professional indemnity insurance is not only for hospitals and doctors but also for every individual who is the medical field. There are various types of professional indemnity insurance plans for medical business and most of them cover the charges of malpractice. The professional indemnity insurance that you buy for your business depends on the site of your business, demographics of the client and your field of specialization.

Professional liability insurance and general liability insurance

2008-09-22T22:51:00.002-11:00

The main purpose of insurance is to protect a business or a person from the risk of theft or natural disaster. General liability insurance takes care of these risks whereas the professional liability insurance is targeted towards specific professional fields.
Professional liability insurance and general liability insurance is very much the same but at the same time very different. The basic difference between the two puts them in separate categories. Knowing these differences is important for a businessperson to choose the suitable insurance scheme for the business.
General liability insurance adheres to the claims of property damage or bodily injury liability. General liability insurance covers environmental impact, injury and casualty. Whereas, professional liability insurance addresses the negligence, which is, associated with professional services that is financial and not physical.
Professional liability insurance is important as it address the indirect impact caused by conduct. Professionals need to be careful while performing their duties. Therefore, it is very important to have proper general liability and personal liability insurance to protect the business from any financial damages.

Professional indemnity insurance: in plain words

2008-09-15T18:39:00.001-11:00

Professional indemnity insurance is a kind of insurance policy that can protect your professional interests to a great extent. Irrespective of your nature of work and responsibilities associated with your profession, you can get adequate risk cover for all those uncertain and embarrassing situation that might come during the course of your normal day business. It protects your business against compensation sought by a client if you have made mistakes or are found to have been negligent. The amount of indemnity would depend on the risks associated with your profession and your annual turnover.

Apart from protecting professional risks, pi insurance also covers freelancers too. They can enjoy equal protection as professionals can enjoy by having a good professional insurance policy.

Professional Liability Insurance: What you’ll be covered for?

2008-09-01T20:16:00.002-11:00

Any professional who practices his or her special skill or knowledge in exchange of a particular fee may consider taking out professional liability insurance. In fact, many countries such as UK and Australia do not allow professionals without having adequate professional insurance cover. Hence, taking suitable insurance policy is essential. Let us see, how professional insurance can protect the interests of a professional:

The insurance protects a professional against compensation demanded by a client in case you as a professional have made mistakes or become negligent in some or all of the services that you have offered to the concerned client. Professional indemnity insurance will also cover any legal costs.

Professional Indemnity: a reliable protective cover

2008-08-27T20:42:00.002-11:00

Professional indemnity is a reliable insurance cover for all practicing professionals. The insurance covers professional and freelance contractors against any unforeseen embarrassing situation like compensation sought by unsatisfied customers. Professional indemnity is a form of insurance that provides damages that are potentiality payable. Contractors or Consultants simply needs to take an indemnity insurance policy, pay premium, and stay protected.
There are many insurance providers offering different policies for catering to different needs of professionals. In exchange of an affordable premium, professionals can avert the possibilities of many dangerous situations that may occur during their professional career.

Go through the documents in details to know all about the insurance cover.

Professional Indemnity Insurance

2008-08-07T19:49:00.002-11:00

Importance of Professional Indemnity Insurance

Now a day’s indemnity insurance has become an important part of a professional’s life in the United Kingdom. The law regarding professional indemnity insurance in the United Kingdom makes it mandatory for traditional professionals such as contractors, architects, engineers, consultants, accountants, and freelance professionals. Professional indemnity helps the practicing professional to claim against error, omissions, professional negligence etc.

Indemnity Insurance is Necessary

Professional indemnity insurance becomes necessary when the unintentional errors occur and leads to financial loss. At times professional may be held to be liable for a mistake even though there was no negligence and Indemnity insurance takes care of such kind of undesirable situations. In other words, this insurance protects the professionals in case of failure to deliver task on time, legal cases can be filed by the company/organization against the professional who has been offering his expertise.

Professional Indemnity Insurance

2008-07-31T18:54:00.000-11:00

PI insurance, commonly known as indemnity insurance, is an insurance facility that offers financial coverage for practicing professionals against any kind of claims that may hamper a professional’s image and also cause financial loss in due course of contract served. As the litigation is increasing in the ongoing lifestyles, the value of professional indemnity has been considered an addition to the original value.

Professional indemnity insurance scheme ensures that professionals can take good care of any claims of unpleasant nature. If taken as per the requirements, an insured can protect him from any unforeseen situations, which may lead to financial liabilities.
For taking the best coverage, an insured have to submit his certificates of proofs such as insolvency licenses, firms’ auditing certificates and firms’ investment business certificates to get the maximum coverage in minimum time period

PI Insurance

2008-07-17T18:54:00.004-11:00

PI insurance: A Matter of Good Practice

Nowadays, most professionals carry a certain level of professional indemnity insurance. This protects a professional against compensation sought by a client if they believe he or she has made mistakes or been negligent in the execution of the work for them. The coverage under PI insurance provides indemnity with respect to legal liability arising out of the practice of his/her profession.

Professional Indemnity insurance understands the risks involved when practicing as a professional, and taking adequate steps to provide security against the consequences of these unforeseen risks. It is vital for the professional to understand the necessity to be proactive in protecting against any exposure, financial or otherwise.

Professional Indemnity Insurance

2008-07-02T19:43:00.002-11:00

Professional Indemnity Insurance: A Growing Necessity for practicing Professionals

Professional Indemnity Insurance offers essential financial protection for professionals working in a wide range of disciplines. In case, a client suffers any kind of financial loss due to alleged negligence, error, or omission, the insurance company offering the professional indemnity insurance will provide the compensation or cost of defending claims for the damages.

Anyone who offers advice, designs, or provides alike services in a professional manner is known as an expert by clients who seek services for improving their way of working. If a professional indulges in some sort of dispute with a client, the latter has the right to pursue a claim from the former.

PI Insurance

2008-06-23T18:33:00.002-11:00

PI Insurance: Need of the Hour for Professionals

PI insuranceis an effective instrument that helps professionals to protect their financial liabilities in today’s transparent business world. Doesn’t matter, in which business activity you are involved in, professional indemnity insurance helps you to keep a check on your financial responsibilities arising out of clients’ dissatisfaction or a professional’s negligence, omission, or breach of duty.

Why do Professionals Need It?
PI insurance has become indispensable these days. Almost every professional has to take adequate professional coverage to protect his or her interests. The insurance policy indemnifies a business and personal assets which are at stake while providing quality services to clients in day-to-day basis.

Search through the internet to find the quality insurance policies. Sort out the policy and take the maximum coverage to serve your interest to the fullest.

Indemnity Insurance

2008-06-12T19:55:00.004-11:00

Indemnity Insurance: Who Needs It?

PI insurance protects any professional who work under a contract against legal liability towards the clients for injury, loss, or damage, arising from his own professional negligence or that of his employees. Therefore, indemnity insurance is the most useful protection tool for every practicing professional, when he finds himself down in deep trouble.

PI Insurance: Who Needs It?
Anyone who offers advices and/or services of a specialized nature is a subject matter of taking a suitable PI insurance policy. Any practicing professional within a professional industry can apply for this kind of insurance policy. A professional who is required to perform his duties to a reasonable level of care and skill, considered as "standard" within that particular profession.

Look through the internet to get the most effective insurance policy!

Professional Indemnity Insurance

2008-06-03T23:30:00.000-11:00

Professional Indemnity Insurance - Benefits & Features

Professional Indemnity Insurance is a necessary tool for most professionals who want to earn their livelihood through providing skilled opinion. Professionals from different industries such as architects, engineers, brokers, solicitors, independent financial advisers, accountants, computer consultants etc. need to look for an effective insurance coverage to protect their rights or interests in highly developed consumer market.

The insurance policy provides financial redemption for any kind of error, omissions, on the part of professional during the period of the service. Damages against the breach of professional trust, duty against the business firm can be a subject matter of the PI insurance.

On the basis of the scope of insurance cover, the professional indemnity also include following risk that may cause damages to a practicing professional:

Libel & slander
Loss of Important Documents
Breaching confidentiality
Copyright Infringement
Dishonesty of co-workers
Breach of warranty of authority

Professional Indemnity

2008-05-28T18:24:00.000-11:00

Professional Indemnity Insurance is all about providing the required financial protection for professionals who work in different industries. The insurance is effective when the insured suffers any kind of financial loss as a result of alleged neglect, error or omission. Indemnity insurance will meet the cost of defending claims and any damages payable.

Professionals who are usually covered under this policy are people who possess special skills and offer their expert advices, or offers similar services in a professional capacity. The idea behind professional indemnity insurance is to cover the legal as well as financial damages. In case, a client pursues a claim and the covered professional has to face financial crunch, the insurance company has to bear the damages. The need for Professional Indemnity Insurance has never been greater.

Professional Indemnity Insurance

2008-05-21T00:35:00.000-11:00

Professional Indemnity Insurance for Consultants

In today’s world, the work of consultants has been regarded with high value. Consultants are experts who work individually or with an organization in order to provide professional advice to an organization in exchange for a fee. Catering to the growing needs, consultants are present in almost every industry such as management, accounting, finance, and legal and technical matters.

Consultants have to be responsible for their expert advices and have to be accountable for their services. Thus, they work under a lot of pressure to provide the best of their knowledge. In order to tackle the unpleasant challenges, professional indemnity insurance for consultants is available in the market. Insurance for consultants serve as the most desirable instrument for covering the unseen risks. Professional insurance has become the need of the hour and is necessary for every consultant.

Engineer Liability Insurance UK

2008-05-13T22:17:00.000-11:00

We cannot deny that the engineers are the society builders. This special bunch of people does a lot of planning and thinking activity in order to provide us a comfortable living. That is why, engineering is always been a lucrative professions amongst all. However, like every other human, engineers are also prone to follies and errors. They can be indulged into situations where they have to face charges for their foul. Engineer insurance is one such protective tool that may save engineers in case they have to bear any severe financial loss.

Insurance for Engineering Consultants

Working as engineering consultants is full of risks and dangers. When a case is filed against them they have to pay for their liabilities. It is very true that the errors on the part of engineers are mostly unintended, but this particular reason cannot save them from any legal action. Engineer liability insurance is there to safeguard the interests of engineers in such cases.

Professional Indemnity Insurance

2008-05-02T22:54:00.000-11:00

Meaning of Freelancer Insurance

In this competitive world, whether a company is well-established or just initiated in the open market, need for the right direction and specialized services are always required to maximize the financial condition of the ongoing venture. There are many key issues such as cash flow, collections management, budget, bookkeeping systems and staffing that need to be dealt effectively and intellectually, especially when customer service and product issues demands better attention. Freelance finance is one such tool through which the financial consultancy and services can be provided to the clients over the internet. Many business owners trust the services provided by finance freelancers.

Freelance insurance offers a policy which redeems each and every suite filed by the clients in case they found any fault and negligence with the quality of the service rendered to them.

Business Combined Insurance

2008-04-27T18:06:00.000-11:00

The business marketplace is indefinite, revealing different kinds of risks and hurdles every time. This unpredictability and uncertainty of the business environment is the root cause of the tensions and worries for every businessperson. In order to combat this particular nature of the business scenario, insurance companies have come up with a specified coverage known as, business combined insurance.

Business combined insurance is the surest way to protect the business risks and impediments when it comes to operating in the commercial marketplace. In addition, you can minimize the time spent on many complicated and time consuming exercise activities that are crucial for the smooth functioning of the business operations.

The insurance covers many aspects of the commercial requirements of a business entity. These include:

Business Interruption
Employers Liability
Goods in Transit
Money
Public and Products Liability

A company can choose the best insurance provider to get the most economical coverage for its needs.

Legal Professional Indemnity Insurance

2008-04-18T22:01:00.000-11:00

Legal professional indemnity insurance is a kind of insurance cover or protection, especially meant for professionals dealing in the legal matters. The insurance help a practicing legal person to practice freely in the service market without worrying about any unforeseen circumstances. In this modern world, the need of indemnity insurance for legal professional has increased a lot. In fact, a person cannot practice without having a well-defined legal insurance.

Legal Professional Indemnity Insurance

The laws practiced by many countries compel a legal firm or company to take the adequate insurance cover against any unforeseen situations until and unless they are exempted from doing so by the Legal Services Board. In fact, separate legal body such as the Legal Practitioners Liability Committee can provide appropriate insurance to legal professionals. They have exclusive rights in a matter of suspension or cancellation of the practicing rights of a firm, in case they found any fault in the working of a legal firm.

Contractor Liability Insurance

2008-04-08T17:24:00.000-11:00

In practical business life, it is quite difficult rather impractical for contractors to work without getting adequate policies as they suffer high risks of liabilities. Contractor liability insurance is a kind of insurance coverage intended to safeguard operators and contractors from unpleasant claims that may come from a broad spectrum of sources. Insurance exposures can be associated with the situations such as liability created by accidents occurring from the operations of the insured party, contractual liability, products manufactured by the insured party, etc.

There are so many companies available over the internet, providing tailored contractor liability insurance for organizations. You will have to go through the various offerings and choose the best amongst them. Following are some of the important types of contractor liability insurances:

Contractors Insurance Coverage
General Liability Insurance
Products / Completed Operations
Workers' Compensation
Builders Risk
Equipment & Tool floaters
Railroad Protective Liability
Real & Personal Property
Owners & Contractors Protective Liability Insurance
Surety Bonds
Pollution Liability

It is always better to check the proposal before committing for a policy. Check thoroughly and get the best safety for your interests.

Interim Manager Insurance

2008-03-27T18:51:00.001-11:00

Who is an Interim Manager?
An Interim Manager is an expert person who provides specialized resources for a specific period of time. They are generally required to fill in for a senior person for a short period. For example, vacancy due to someone who has left at short notice, vacancy due to sickness, vacancy due to maternity leave or illness or like many other reasons.

Work of Interim Managers
The main work of an interim manager is to provide an unconditional support in a situation caused due to fraudulent activities. These people have to take full responsibility of the position which is being left vacant due to any reason.

Interim Manager Insurance
Interim manager insurance is a growing concept that deals with the interests of people working as part-time managers for any organization.

Public Liability Insurance

2008-03-12T21:48:00.000-11:00

Importance of Public Liability Insurance

Public liability insurance is simply defined as insurance cover that provides protection against accidents caused to members of the public or damage to property that occurs as a result of the day-to-day business activities. It also covers any related legal cost.

If you work from home, you may need public liability cover. In case, a client visits you and gets injured or hurt during the duration of visit, you are likely to get additional insurance coverage to protect yourself against any kind of damage. Such insurance protection can be really beneficial for ensuring a protective shield for your interests.

Looking for public liability insurance cover in this growing insurance world? You can easily find lots of insurance providers and firms who excel in providing insurance coverage for any need.

Health Insurance for Freelancers

2008-03-01T01:52:00.000-11:00

In this actively growing world, the possibility assistance of health insurance cannot be denied. Getting adequate health insurance is the surest way of shedding off tensions and worries of your life.

There are numerous health insurance companies, providing many types of insurance coverage for people. In this system, the insurer covers the medical expenses of the insured when he/she becomes sick due to covered causes, or due to accidents. You can find different affordable short term health plans to get adequate security against unforeseen consequences.

Freelancers working in different arrangements can find much relevant protection to secure themselves on health grounds. Freelance insurance is one of the sound ways to save your money in case you fall ill constantly or meet with an unfortunate accident.

Freelance insurance is one of the popular insurance forms especially meant for freelancers who work on assignment basis or casual basis.

IR35 and Legal Expenses Insurance

2008-02-16T01:25:00.000-11:00

The complicacies of the UK taxation system may create some big financial problems for you firm regardless of every possible good management tactic of maintaining your accounting books and others. Oops! The situation many not sounds very happy and you may feel in a great mess. If you share any such fears, taking IR35 insurance can be the best possible solutions for you.

The basic motive behind providing Contractor IR35 Insurance is to provide adequate security against involving in any tax dispute. By taking any such insurance plan, you can cover up your fears and risks automatically. Also, if you can easily claim the money usually gets invested in legal matters in concern with tax matters.

In a low premium of just £75 pa, you can shed of lots of your worries.

Personal Indemnity Insurance

2008-01-30T18:57:00.000-11:00

Think of a situation when you need to witness an unforeseen situation, making you financially cripple and cause enough damages to your life. How sad it sounds? Right! Personal indemnity is the type of insurance coverage which protects you financially in any bad times in your life.

Indemnity insurance is especially initiated for those who fear a sudden loss in their lives. In exchange of nominal premium, you can gain relief and tension free life. No worries, if you face any thing bad, at least you have a backing that supports and helps you overcome your grief to some extent.

This type of professional idemnity is becoming popular day-by-day and people are really going for this as a friend and a true supporter in their bad times.

Professional Indemnity Insurance

2008-01-04T18:26:00.000-11:00

Importance of Professional Indemnity for Photographers

The work of photographers is really crucial. They are responsible for capturing those precious and valuable moments of the life which will make us laugh and delighted when we get old. So, the work of photographers is highly appreciable and very important. If you are a professional photographer, the need of professional indemnity insurance is must for you. So, you just gather information about indemnity insurance policies that has been designed for you.

There are special professional indemnity insurance policies are available in the market that will minimize the risks involved in the work of photographers providing professional work. Fro better information, you can contact various insurance agencies, institutions and others to give you relevant information about the same. You can search online to collect great information which may help you a lot after that.

Professional Indemnity Insurance

2007-12-21T23:13:00.000-11:00

Reasons for Taking Professional Indemnity

Professional indemnity insurance saves the professionals from sudden third party claims that may cause a heavy financial loss. This unique method of insurance package offers a great relief and security for professional to practice freely and with no tensions and worries in mind. There are number of different reasons for which professional insurance can be taken and the reasons which may cause heavy loss for a practicing professional. HLibel & Slander,Malicious falsehood, Negligent statements, Intellectual property rights, Breach of normal rights are the few reasons that may cause such problems.

Thus, all professionals want to get rid of such type of problems, by taking a customized professional indemnity policy which has become mandatory for you.

Professional Indemnity Insurance

2007-12-07T20:30:00.000-11:00

Professional Indemnity Insurance for Chartered Accountants and Solicitors

Like any other professionals, Chartered Accountants and Solicitors need professional indemnity insurance to deal with professional liability exposures while tenure of their service to the common people. Taking indemnity insurance is the best way to get risk coverage for financial professionals who charge their service for a fee. Due to the specialized nature of their work and service, sometimes Chartered Accountants and Solicitors have to bear situation which may leads to monetary loss for them. Therefore, the need for professional indemnity became really important for these people.
Professionals like Chartered Accountants and Solicitors usually pass through a tough study curriculum and practical term to become eligible for their specialized services. As a result, a strict code of conduct has been required to follow by these professional while practicising their knowledge and skills. In order to serve better, sometimes these professional may face certain unforeseen situations including omission in work and others and responsible for carrying liability towards the same.

Professional Liability Insurance: A Real Hope

2007-11-25T20:30:00.000-11:00

In this world of uncertainties, professionals also suffer from unseen and undisclosed working circumstances, where they may have to suffer heavy financial losses in their lives. These situations are unpleasant and give lots of tensions and worries for professionals in order to providing the professional safety to their clients. As a solution, professional liability insurance can be taken to overcome those hidden fears, tensions and worries that may cause disturbance in your life.

This kind of insurance policy is available easily throughout the world, easing the worries and tensions of practicing professionals throughout the world. Try to gather relevant information from many sources including insurance agencies, companies, and institutions and compare their quotations. Stay happy with this solution and practice firmly.

Reasons for Taking Professional Indemnity Insurance

2007-11-18T20:42:00.000-11:00

Professional indemnity insurance saves any professional from any sudden arises third party claims that may cause a heavy financial loss. This unique method of insurance package offers a great relief and security for professional to practice freely and with no tensions and worries in mind. There are many reasons for which professional insurance can be taken and the reasons which may cause heavy loss for a practicing professional. Here are the few reasons that may cause a real problem in any situation:
• Libel & Slander
• Downloading of viruses to third parties
• Malicious falsehood
• False attribution of authorship
• Passing off copyright or trademarks
• Intellectual property rights
• Breach of Confidentiality
• Breach of normal rights
• Negligent statements

So, if you are a professional and wanted to get rid of any such problems, taking a customized professional indemnity policy is mandatory for you.

Professional Indemnity Insurance

2007-11-07T23:13:00.000-11:00

Professional Indemnity Insurance – The Increasing Demand

Professional indemnity insurance is just you cannot ignore if you are a responsible professional. This system has given you the way to deal with unforeseen circumstances during your practice season. Suppose you are a consultant and people seek some valuable advices from you and eventually your advice do not benefit clients. This kind of situation may give you some problem and you could be found liable to pay off quantifiable loss caused to your clients.

In case of any legal action, the system of professional indemnity insurance helps the clients to recover their losses without burdening the actual professional. The definition of professional indemnity insurance is providing financial indemnity to a professional man or firm against a legal liability to compensate a third party who has sustained injury, loss or damage through breach of duty.

PI Insurance

2007-10-30T18:56:00.000-11:00

Reasons for Seeking PI Insurance for Architects and Engineers

PI insurance has given a way to professionals to practice freely and lessen down the fear of their third party liability in this cur-throat competitive world. Especially for Architects and Engineers, professional indemnity insurance has a specific role to play in protecting their rights and enabling them to perform better every time.

There are several reasons which may force professional architects and engineers to spend adequately on taking enough indemnity insurance. Here are some reasons, described in brief:

Practicing Beyond Scope of License
This is a common issue that architects and engineers usually face. Sometimes, it is found that an engineer draws an architectural design which is not included in his license. So, he needs another license. Thus, to protect such allegations, architects and engineers need professional indemnity.

Negligent Conduct of Site Surveys
Negligent conduct of site survey is another major issue while practicing as architects and engineers. Careless survey of buildings or site may further damage the planning and future course of action. So, to prevent such errors, insurance can be taken.

Errors and Omissions in the Preparation of Plans and Designs
Preparing plans and designs is an important thing. It needs proper attention and clear understanding to give you the bets service. So, professional indemnity insurance is required here.

Negligent Selection of Materials and Equipment
Selection of materials like cement, bricks and other important things essential for making a planning in real is a difficult task. Moreover, with proper selection of materials, appropriate equipments need to be selected too. Sometimes, there are chances that the proportion may not be effective enough and insurance needs to be taken to protect the rights.

Increased Construction Costs
Construction costs are generally fixed but some times the extent limit increases which may irritate or distaste the clients. So, insurance is required.

Negligent Supervision of Construction
Supervision of construction should be done with alertness, clear vision and good planning. But, sometimes any negligence may result into major problems. So, indemnity insurance can prevent any unforeseen circumstances.

Breach of Contract
Many a times, cases of breach of contracts are found, which may result into unpleasant services for customers. Thus, insurance can be taken to minimize the risk involved.

PI Insurance

2007-10-23T17:47:00.000-11:00

Importance of Professional Indemnity Insurance for Physicians

Due to complexity of medication and the risk involved, physicians are at the high risk of liable to come across many undesirable conditions which may include heavy financial loss. So, physicians must have professional indemnity insurance to secure their unforeseen losses and errors. Indemnity insurance covers the policy holder from third party claims against physicians relating to their professional conduct. It will also help to legal fees associated to any such claim.
In some countries, taking professional indemnity insurance for physicians is a legal requirement. Moreover in Australia, it is illegal to practice without having proper indemnity insurance. For getting proper indemnity insurance, a physician must hold the necessary legally qualified medical degree. However, premiums for getting professional insurance for physicians are quite high.

Professional Indemnity Insurance

2007-10-10T02:19:00.000-11:00

Professional Indemnity Insurance for Engineers, Architects and Interior Decorators

Professional indemnity insurance provides the excellence risk cover against third party claims. So, if you are involving in the business of service selling, you must consider professional indemnity to feel free and secured.
Due to major risk involved in the work, architects and engineers have a fear of professional liability claims from dissatisfied clients and third parties claims. These expert and skilled professionals frequently perform similar tasks, which include designing, drafting plans and constructing for a wide variety of structures.
These people are also liable for supervision of the actual construction, which is exposed to substantial liability, in the course of their work.
To minimize their risk liability, engineers, architects and interior decorators are required to stick to an appropriate care and behavior. Indemnity insurance provides a relief against liability based on contracts, the common law and the violation of applicable laws and statutes regulating construction and design.

Professional Indemnity

2007-10-05T18:41:00.000-11:00

Professional Indemnity Insurance – An Overview

Literary, professional indemnity insurance is all about insurance associated with different occupation including lawyers, accountants, doctors, journalists etc. With the development of society, the traditional meaning of occupation has extended and become a more serious issue to handle.

Practically, professional liability is basically deals with any negligence during the course of service provided or failure of the professional services. However, the modern application of professional indemnity insurance has extended beyond this. In short, professional indemnity insurance is given to cover every professional liabilities occur during the course of services provided to others.

According to law, it is the duty of a practicing professional to give satisfactory services to others. Generally, a contract is drawn to describe the terms and conditions of the services and in case of the failure of the contract, the second party has the right to file a case, asking for compensation for the damages. Here comes the role of professional indemnity insurance.

Professional indemnity insurance differs from profession to profession according to the consequences of their professional acts. For different types of losses, different policies can be given for example, for a physician, negligence while treatment etc.

Professional Indemnity Insurance

2007-09-08T02:03:00.000-11:00

Professional indemnity insurance for construction engineers

As a construction engineer, you utilize your special skills while providing advice or services to your customers. Being an expert in this field, any advice or service you would be providing to your customers would be relied upon by them, making you accountable for the advice or service you have give and for any mistakes that may emanate from your advice or services.

As a construction engineer, you cannot afford to ignore the real possibility that a claim might be raised against you by dissatisfied clients to whom you have rendered your expert advice or service. In fact, statistics show that professional liabilities that arise out of such situations can often be as significant as or even greater than the general liabilities, especially where there is the potential for substantial economic loss.

A Professional Indemnity Insurance policy for construction engineers would protect your under such situations. Professional indemnity insurance for construction engineers is specially designed to protect the personal assets of construction engineers against damages awarded against them by a court. There are many insurers offering professional indemnity insurance for construction engineers, and the scope and type of cover available can vary enormously. The onus is on choosing a professional indemnity insurance cover that is appropriate for your need.

Indemnity Insurance

2007-08-26T20:09:00.000-11:00

Why is professional indemnity insurance important?

Any person offering advice and/or services over which he has a skill or mastery according to established principles or disciplines is called a professional. The law in the United Kingdom makes it mandatory that any professional exercises his or her skill at an appropriate level that is expected of his or her profession. The professional is entitled to demand a price against the skill or expertise he is offering.

However, it cannot be denied that professionals are human and we are all acquainted with the popular phrase ‘to err is human’. In other words, we must understand that errors might occur no matter how expert the professional is and sometimes these unintentional errors might lead to financial loss. Any professional may also be held to be liable for a mistake even though there was no negligence. Professional indemnity insurance takes care of such undesirable situations. In other words, professional indemnity insurance will protect professionals in case their failure to deliver agreed tasks lead to legal cases filed by the company/organization to which the professional has been offering his expertise.

Today, indemnity insurance is compulsory for most professional businesses and services across the United Kingdom. The law in the United Kingdom makes it mandatory for traditional professionals such as architects, engineers, solicitors, financial consultants, accountants, and other miscellaneous classes to be covered by professional indemnity insurance so that any claims against error, omissions, professional neglect for both the principles and their employees are taken care of without much price having to be paid.

Contractor Insurance

2007-08-08T00:01:00.000-11:00

Contractor insurance

Be insured, be protected!

Contractor insurance is important as far as protecting a freelance contractor against claims made by companies he is serving is concerned. Situations may arise when objectives are not fulfilled, often leading to nasty court cases. Hence, if you are a contractor, you need to carry certain obligations and legal responsibilities.

If you are a contractor, you need to make sure that your client has a legal option at law to claim for mistakes/negligence by contractors. Most clients would legally require you to have some level of Professional Indemnity Insurance. Professional Indemnity Insurance is the most common insurance contractors purchase and the majority of clients will require you to have some level of cover. It meets the cost of defending claims made against you, including damages that may become payable. Hence, get it done for you. Professional indemnity insurance for contractor would cover the expenses to legally defend or pursue your rights. In short, by taking contractor insurance, you can rest assured that you are fully protected.

Income protection insurance

2007-07-14T00:03:00.000-11:00

What is Income protection insurance?

An income protection plan is a vital constituent of any freelance contractor’s safe future. The nature of working of freelance contractors makes them ineligible for company pension or superannuation schemes, which are common among regular employees. Income protection ensures that no freelance contractor, who have opted for a income protection insurance policy, are devoid of a regular source of income once they have crossed their retirement age.

You can customize your income protection insurance to seek cover against a lot of conditions. A terminal illness benefit grants protection in case you have a terminal disease. You can get the claim in lump sum or even in installments. A death benefit is offered in the event of the insurers’ death within 12 months of the date of claim. Rehabilitation benefits are for those insured who have been rendered physically and mentally incapable to work. Based on your specific requirements and what sort of cover you are looking for, you need to check out various types of income protection plans being offered by various insurance companies and then help them customize one for you that suits you best.

What adds to the credibility of a professional indemnity insurance provider?

2007-06-28T02:57:00.000-11:00

A brief research over the Internet will give you enough names of firms offering professional indemnity insurance. Some of these firms offer a range of fixed professional indemnity insurance covers, while some offer less fixed and more customized professional indemnity insurance covers. The onus is on choosing a policy and a firm that is beneficial for any contractor.

Find out the minimum limit of indemnity and whether the standard policy provides cover the selected limit of indemnity. Check out the range of additional levels for delivering extra flexibility over premium. This is especially beneficial at times of claims or court cases. Some firms devise professional insurance covers that may limit your potential liability to three times the amount of excess. Do think about it if you get hold of one think.

Remember that each and every claim limit will provide cover up to the level of indemnity for each and every claim made during the policy period. Hence, check out for professional indemnity covers that your firm offers for replacing lost or damaged documents and from dishonest, fraudulence, or immoral acts performed by people working on your behalf. Copywriting and intellectual property is also worth mention. Check out how much cover your firm gives in case of breaches in copyright and confidentiality agreements.

Professional Indemnity Insurance for UK Contractors

2007-06-21T02:01:00.001-11:00

Recently professional indemnity has widely become famous. Indemnity Insurance protects business from litigations claimed by the client for the losses that he might have incurred on account of any negligence, omission or error. This has been fairly recognized by the contractors and freelance professionals in UK. At freelanceinsure.co.uk you can easily get a quote for professional indemnity insurance. You can also select from five options and up to a limit of £2m. This all is only at the rate of £165 p.a. VISIT HERE

Professional Insurance

2007-05-31T00:06:00.000-11:00

As a freelancer, your job is to provide professional advice/consultancy/services, on which your clients would rely to have their desired objective accomplished. However, the problem arises when a mistake, may be a miscalculation, misinterpretation, or misjudgment leads to unmet objectives. The responsibility is certainly yours, for which your client, who has suffered the loss, has full right to charge you. Charges may range from simply compensating for losses, or lawsuits, or in some cases both.

Of course, these situations are not common, a reason why most freelancers overlook the potentiality of these problems, and neglect the very fact that their business might be end up at stake in case such a claim is made. The only option is insurance. You can opt for a freelancers insurance and rest assured that you certainly wont have to wind up your business if such an undesirable situation arises.

Nowadays, most organizations choose freelancers who are protected by a freelancers insurance. Hence, this protection will prove to your clients that you are professional in your approach and reap the benefits of this advantageous rapport. It is very simple, just get insured and gain that much needed peace of mind.

Contractor Banking

2007-05-19T01:13:00.000-11:00

Things to watch out for while choosing a contractor bank account

Rethink before opting to go with your existing bank where you do personal banking only because you are familiar. Your existing bank may not necessarily give you discounts, and better offers, but banks specializing in contractor banking may do that. Secondly, compare several bank offers before choosing one and bank only with those contractor banks having a strong background. Bank Charges are a key point to consider because banks often levy high charges when contractor banking is considered. As a contractor, you will be surely be doing a large number of transactions, hence ensure that your charges are at par with other contractor banking charges. Check out for online banking because that will ease away a lot work. Most banks provide Internet service; hence, it should not be much of a problem to find one for you.

Combined Business Insurance

2007-05-10T23:46:00.000-11:00

As a contractor, you would be needing more than one type of insurances to protect respective part or portions of your business. For example, you need a public liability insurance to protect yourself from claims, etc made by your clients, employers liability insurance for protection against dissatisfied clients, a business equipment insurance for protecting your equipment, etc. Considering the paperwork and formalities that each set of insurance requires, or rather demands, it certainly makes sense if a single policy could include all these separate needs. This is what our combined business insurance policy offers. Our combined business policy gives a wide range of all-inclusive covers, and eliminates the need to purchase, maintain, and claim different policies, a great innovation, that lets you focus on your source of income, i.e. your freelance business.

Contractor mortgage

2007-04-25T18:56:00.001-11:00

Arranging a mortgage is one of the most tedious tasks that contractors face. It doesn’t matter whether you are an IT contractor, a building contractor, or in any other field, but as long as you are a freelance contractor you have surely faced nightmares while procuring a mortgage. Applying for a mortgage loan is not a major problem…even making it through the initial process is fairly simple, but things become difficult during underwriting. Underwriters ask for accounts and this is where contractors fail. Very few contractors have a steady source of income, and this is portrayed through their bank accounts, which becomes a major reason of insecurity for underwriters.

Try our services if you are seeking a contractor mortgage. We have been helping thousands of contractors and small businesses become eligible for contractor mortgage. Our industry experience, knowledge of the mortgage industry, and dedication to serve makes us a leading name in the field of contractor mortgage.

Freelance Insurance Products

2007-04-16T20:10:00.000-11:00

Professional Indemnity Insurance - Indemnity Insurance protects your business against compensation sought by a client if you have made mistakes or are found to have been negligent in some or all of the services that you provide for them.

Combined Business Insurance - This kind of combined business insurance cover includes Public Liability, Employers Liability, Business Equipment Insurance, and Business Interruption insurances for just £112 pa.

Legal Expenses Insurance - We can overcome the complexities of the Tax system but still get involved in tax disputes. Legal Expenses insurance covers against many legal expenses and disputes.

Personal Accident & Travel Insurance - This is for people who are contractors or have a business of their own, and are disabled or sick. If they are sick or injured, regular payments are made on a weekly basis up to a maximum number of weeks (52).

Health & Safety Insurance - Health and safety insurance is about preventing people from being harmed at work or becoming ill, by taking the right precautions and providing a satisfactory working environment.

Freelance Insure. Co . UK

2007-04-13T22:29:00.000-11:00

FreelanceInsure was founded in 2005 with the aim of making a breakthrough in the freelance insurance market. FreelanceInsure has a wide range of options to cater to diverse needs of freelancers, without which, small mishaps may destroy their source of livelihood. Professional Indemnity Insurance is one way to lend freelancers a helping hand. This insurance will protects freelancers from today's contentious environment and guards them against unsatisfied customers who have suffered huge financial loses .It acts like a shield, and protects them during crisis. IR 35 and legal expenses insurance is another offering made by FreelanceInsure to remove the complexities of taxation and ease the burden on freelancers. The accidental and sickness service cover pays regular cash benefit to persons who are unable to work due sickness or fatal accidents. In short, we are short safe and secure.

By FreelanceInsure.CO.UK